WooCommerce
Zapier
Stripe
Shopify
E-Commerce
Donations
Events & Ticketing
WooCommerce
Zapier
View AllUSD virtual account — no US LLC required
Receive USD via ACH and wire from US clients, marketplaces, and payroll. Funds auto-convert to USDC in your Copperx account — no US LLC, no SSN, no Mercury rejection.
How the USD virtual account works
Open a Copperx account
Sign up and complete verification in about 5 minutes. No country-specific entity required.
Get your US account details
Receive a dedicated account number + routing number you can share with US clients, marketplaces, or payroll providers.
Accept ACH and wire payments
Clients pay via ACH (1–3 bd) or domestic wire (same-day). Funds land in your USD account with no FX markup.
Auto-convert to USDC
USD deposits convert to USDC and land in your Copperx account. Spend with the Corporate Card, off-ramp in 90+ countries, or hold as dollars.
Who uses the USD virtual account
Founders rejected by Mercury
If Mercury, Relay, or Wise Business turned you down for being outside the US, you can still accept ACH and wire here.
Freelancers invoicing US clients
Share your US account details; clients send ACH exactly like a domestic transfer. No more 5% PayPal cuts.
SMBs in emerging markets
Collect from US customers, marketplaces, and platforms. Hold dollars, hedge against local inflation.
Limits & coverage
ACH (push)
Domestic wire
Limits reflect current rail policy and may be reviewed per account. Contact sales for high-volume or enterprise flows.
Also available in 5 more currencies
See all corridors →Frequently asked questions
No. Copperx is built for founders, freelancers, and businesses outside the US. You can open a USD virtual account without a US entity, US address, or SSN.
Copperx onboards individuals and businesses in 90+ countries, including regions where Mercury, Relay, and Wise Business won't operate. We verify you directly instead of requiring a US LLC.
ACH is the standard US rail for low-cost domestic transfers (1–3 business days). Wire is faster (same-day) but costs more on the sender side. Both land in your USD account.
Yes, for US-based senders that pay via ACH or wire. Some platforms require the receiving account to be a US bank account in your legal name — that's exactly what this virtual account provides.
ACH deposits typically arrive within 1–3 business days. Wire deposits typically arrive same-day. USDC conversion is automatic once the USD lands.
Yes. We work with regulated financial partners, meet US AML standards, and secure stablecoin balances with institutional custody and real-time fraud monitoring.
