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View AllMexican peso account — paid via SPEI in seconds
Receive MXN via SPEI from Mexican senders — real-time, 24/7, with a CLABE your payroll or client already knows how to use. Funds auto-convert to USDC in your Copperx account.
How the MXN virtual account works
Open a Copperx account
Sign up and complete verification in about 5 minutes. No country-specific entity required.
Get your CLABE
Receive a dedicated MXN CLABE you can share with Mexican clients, payroll platforms, and marketplaces.
Accept SPEI payments
Senders pay via SPEI exactly like any domestic Mexican transfer. Funds settle in real time, 24/7.
Auto-convert to USDC
MXN deposits convert to USDC and land in your Copperx account. Hold dollars, spend with the Corporate Card, or off-ramp.
Who uses the MXN virtual account
Mexican freelancers
Get paid by US and global clients in pesos, skip the 5% PayPal cut and the 3-day wire delay.
US SMBs paying Mexican contractors
Send USDC; recipients get pesos in their Mexican account via SPEI in real time.
Businesses affected by 2025 banking disruptions
A USD-denominated alternative that isn't tied to the Mexican banks recently restricted by US regulators.
Limits & coverage
SPEI first-party
SPEI third-party
Limits reflect current rail policy and may be reviewed per account. Contact sales for high-volume or enterprise flows.
Also available in 5 more currencies
See all corridors →Frequently asked questions
No. Copperx is available to individuals and businesses in 90+ countries. You can open a MXN virtual account with a CLABE without a Mexican entity.
SPEI settles in real time, 24/7. Funds typically appear in your account within seconds of the sender confirming the transfer.
First-party transfers (you paying yourself) are capped at 1,000,000 MXN per transaction. Third-party transfers from individuals are capped at 15,000 MXN per transaction.
In Mexico, cryptocurrency is treated as an asset and transactions may be reportable. Copperx provides transaction records; consult a local tax advisor for compliance.
No. Copperx's MXN rail is independent of the institutions listed in the 2025 FinCEN designations. Your account stays operational.
Yes. Copperx works with regulated financial partners, meets AML standards, and secures stablecoin balances with institutional custody and real-time fraud monitoring.
