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View AllEarn 4–5% APY on idle stablecoins
Put your USDC and USDT to work — for individuals and teams outside the US. Variable yield, paid daily. No lock-up. Withdraw anytime.
Competitive yield on every idle dollar
Keep your stablecoins where you already hold them. We put your balance to work across vetted, institutional yield sources and pass the earnings directly to you — credited every day.
Rates are variable and shown for illustrative purposes. Yield is not interest, not a deposit, and not insured by the FDIC or any government agency. Copperx is not a bank. Yield is generated by our licensed partners; actual returns depend on market conditions and may change at any time. Availability, supported assets, and eligibility vary by country.
How stablecoin yield works on Copperx
Fund your account
Move USDC or USDT from any wallet into your Copperx balance. No minimums, no sign-up fees.
Opt in to Savings
Toggle Savings on from your dashboard. Your idle balance starts earning immediately — no staking, no bridging.
Earn daily, withdraw anytime
Yield is credited to your balance every day. Spend, send, or withdraw it whenever you want — no lock-ups.
Built for everyone sitting on idle stablecoins
Grow the USD you already hold
Freelancers, remote workers, and creators getting paid in USDC. Stop leaving dollars idle between invoices — let them earn while you plan your next move.
- Earn on stablecoins paid from Upwork, Deel, Remote, or direct clients
- No minimum balance; start with whatever you've got
- Move funds to your card or offramp the moment you need them
Put your stablecoin treasury to work
Agencies, SMBs, and crypto-native teams sitting on USDC/USDT reserves. Turn operating cash into a modest yield without changing where it lives.
- Yield on payroll buffers, vendor float, and runway reserves
- Team controls — who can opt in, withdraw, or reconcile
- One balance powers payouts, cards, and savings — no shuffling between platforms
Yield that fits how you already use your stablecoins
Daily yield payouts
Yield is credited to your balance every day — watch it grow without waiting for monthly statements.
No lock-ups
Withdraw, spend, or send any time. Your stablecoins stay liquid — yield is a bonus, not a trade-off.
USDC + USDT
Earn on the stablecoins you already hold. No conversions, no wrapped-token risk, no bridging.
Available in 90+ countries
Works where Mercury, Stripe, and Wise don't. Open to individuals and businesses outside the US.
Transparent, no hidden fees
The APY you see is the APY you earn. No deposit fees, no withdrawal gates, no FX surprises.
One balance, every use
Same balance that earns yield funds your card, payouts, and offramps — no shuffling between apps.
One stablecoin account, every money flow.
Be first in line when Savings goes live
Join the waitlist — no commitment, no deposit required.
Frequently asked questions
Copperx Savings lets you earn variable yield on idle USDC and USDT held in your Copperx account. Yield is generated by our licensed partners, credited daily, and paid directly to your balance. There are no lock-ups — you can withdraw, spend, or send any time.
Your idle stablecoin balance is put to work across vetted, institutional yield sources operated by our licensed partners. We pass the earnings directly to you. Rates are variable and shown for illustrative purposes — actual returns depend on market conditions.
No. Copperx is not a bank, and Savings is not a deposit account. You are earning yield on stablecoins — not interest on a cash deposit. Balances are not FDIC insured and are not covered by any government deposit insurance scheme.
Stablecoins are held with our regulated custody partners, and Savings activity is monitored for compliance. Yield carries market risk — returns are not guaranteed and can change. We do not take custody risk lightly; balances are segregated and reconciled continuously. Balances are not FDIC insured.
Yes. There is no lock-up and no minimum hold period. You can withdraw, spend via your Copperx card, or send funds to any wallet whenever you want. Earned yield moves with your balance.
No. Copperx is built for individuals and businesses outside the US. Savings will be available in 90+ countries at launch — including regions where Mercury, Stripe, and Wise don't operate. Availability and eligibility vary by country.
At launch, Copperx Savings supports USDC and USDT. We plan to add more stablecoins over time based on demand and regulatory clarity.
Savings is rolling out to waitlist members first. Join the waitlist to get early access and rate updates — we'll notify you as soon as it's live in your country.
