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View AllCOP virtual account with Bre-B instant deposits
Receive COP on Colombia's new real-time rail or via standard bank transfer. Funds auto-convert to USDC in your Copperx account — no Colombian company required.
How the COP virtual account works
Open a Copperx account
Sign up and complete verification in about 5 minutes. No country-specific entity required.
Get your COP deposit details
Receive a Bre-B alias (llave) and a standard bank transfer reference you can share with anyone in Colombia.
Accept Colombian peso payments
Clients, employers, and platforms send COP via Bre-B or bank transfer. Funds settle in seconds for Bre-B, next business day for bank transfer.
Auto-convert to USDC
Every COP deposit is converted to USDC and lands in your Copperx account. Spend with the Corporate Card, off-ramp globally, or hold as dollars.
Who uses the COP virtual account
Colombian freelancers
Invoice US and EU clients, get paid in pesos at home — without PayPal and Payoneer eating 5% of every payment.
SMBs receiving from Colombia
Collect COP from Colombian customers via the country's new instant rail. Settle in USDC, off-ramp to any of 90+ currencies.
Remote teams paying Colombia
Send USDC from anywhere; recipients receive pesos via Bre-B or bank transfer in seconds.
Limits & coverage
Bre-B instant transfer
Standard bank transfer
Limits reflect current rail policy and may be reviewed per account. Contact sales for high-volume or enterprise flows.
Also available in 5 more currencies
See all corridors →Frequently asked questions
Bre-B (Billetera de Registros Electrónicos — Banco de la República) is Colombia's national real-time payment rail, launched in October 2025 and mandatory for every Colombian bank and e-wallet. Transfers settle in under 20 seconds, 24/7, using an alias (llave) instead of a full account number.
No. Copperx is available to individuals and businesses in 90+ countries. You can open a COP virtual account without registering a Colombian entity.
Bre-B transfers settle in under 20 seconds, 24/7. Standard bank transfer deposits typically arrive within one business day.
Bre-B is capped at 11,552,000 COP per transaction (roughly $2,800). For larger flows, we route through the standard bank transfer rail, which has no per-transaction cap.
Yes. Every COP deposit is converted to USDC at a transparent rate and credited to your Copperx account. You can then spend with the Corporate Card, off-ramp to another currency, or hold as dollars.
Crypto income is reportable under current DIAN rules. Copperx provides transaction records you can share with your tax advisor; we don't give tax advice.
Yes. Copperx works with regulated financial partners, complies with AML standards, and secures stablecoin balances with institutional custody and real-time fraud monitoring.
Bre-B launched in October 2025; our COP virtual account is a new corridor and is being rolled out progressively. Availability, limits, and settlement times may evolve as the rail matures.
